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Maricela Soto

I'm a middle school teacher who wants to also teach YOU how you can travel nearly for FREE using credit card points and miles. I will share everything I learn on how to earn points with the money you already spend every month so you and your family can say yes to more adventures, whether close to home or far away.

Maricela Soto

I'm a middle school teacher who wants to also teach YOU how you can travel nearly for FREE using credit card points and miles. I will share everything I learn on how to earn points with the money you already spend every month so you and your family can say yes to more adventures, whether close to home or far away.

a pair of wallets sitting on top of a wooden table

What Cards Do I Open? The 3 Best Personal Credit Cards to Start With

The question I always get after someone has decided to start their points and miles journey is, “Which credit card do I get?” Here are the 3 personal credit cards you need in your wallet to maximize your everyday spend and earn as many points as possible toward your dream… 

a desk with a calendar and a vase of flowers

September 2023 Deals

Remember to apply for cards only if you know you will be able to meet the minimum spend responsibly. Never get a card without a plan for knowing how you will be meeting the minimum spend. Otherwise you’ll find yourself scrambling and spending money unnecessarily. A successful welcome bonus will… 

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